Wishing A Happy Retirement


Wishing A Happy Retirement to President Larry Joyner and Vice President Steve Williams

The hard work is over for two of our beloved staff members, President Larry Joyner and Vice President Steve Williams. Larry Joyner has been with the CWS Insurance family for 43 years and has served as the president, treasurer, and board chairman. Steve Williams has been working at CWS Insurance for 40 years and served as the Vice President. Both Larry and Steve retired at the end of 2020, and we sat down with them to find out what's next. 

Larry's retirement plans will include quality family time and weekend getaways to Mount Pleasant, South Carolina, to see his children and grandchildren. While some worry about their retirement plans, Larry says he knows he won't be bored at all. 

Steve has many projects planned for his retirement, including caring for his yard, woodworking, and enjoying his new boat. He also will spend time enjoying the perks of being a grandparent with his brand new grandson and his anticipated grandson, who will be arriving in March of 2022. 

Larry and Steve both complimented the staff, who have made their time at CWS a pleasure. Steve said that his coworkers gave him lots of support throughout the years and helped whoever set foot in their doors succeed, including himself. Larry and Steve said they both have been very fortunate to have had great mentors, great staff, excellent client relationships, and quality relationships with insurance companies they've worked alongside. 

CWS Insurance is saddened to see both Larry and Steve retire but look forward to hearing about their new adventures and seeing them enjoy their new, much deserved carefree lifestyle. We wish them both the best of luck in all their future projects and endeavors. 



• Tailor your best wishes to the retiree as well as your level of relationship or appropriateness given your employment positions. If in doubt, traditional is always tasteful.

• If you know the person well enough, a nod to a favorite color or pet or hobby bumps up the personal vibe of your greeting.

• A line of congratulations from you takes only a minute to add and makes your message memorable.

Before this retiree gets busy with golf or gardening or grandchildren, celebrate their life accomplishments and the rewards that follow. One more voice does more than raise the volume. It warms the heart. Add yours.

RETIREMENT WISHES

RETIREMENT QUOTES

Retirement Wishes

• Enjoy your retirement! Now the fun begins! All the best to you, Ed!

• Retirement congratulations! It’s time to follow dreams long set aside and enjoy the rewards of work done well. Wishing you the best, Martin!

• Woo hoo! Kick up your heels and enjoy your retirement, Alex!

• Happy Retirement Day! Happy every day of your Retirement, Carol!

• Happy Retirement! Enough with your daily job. Now it's time for your life's work! Congratulations, Tom!

• Happy Retirement, Terry! Who knows what new adventures lie ahead? Here’s to happy endings for them all!

• Congratulations! Enjoy your retirement, Bob! All the best to you always.

• Best wishes as you retire, Susan. You’re such a gifted, creative person, your retirement won’t be dull for a minute! Congratulations!

• Happy Retirement! Congratulations on this new phase of your life, Steve. May all your hopes and plans come true!

• Congratulations! You got your life back! Enjoy every minute, Jim!

• Congratulations! It’s a very good year to retire, Pat! 

• You’re free as a bird! You've earned your wings! Enjoy your retirement, Mary!

• Finish Line! Here’s to your success and new adventures! Congratulations on your retirement, Sharon!

• Congratulations, Mary, on your well-deserved retirement!

• CONGRATULATIONS! Happy Retirement, Carey! 

• Happy Retirement! It’s time to kick back and enjoy. You’ve earned it! Wishing you luck in all that you do, Sam.

• Retirement ahead! Looks like friendly seas from here on out, Charles! Enjoy the adventure!

• Well Done. How satisfying to retire with so many successes to remember! Congratulations, Barb!

• Congrats! Enjoy your retirement, Joy! You’ve made a difference here.

• Sincere Congratulations! Your success has been fueled by your intelligence and energy, and you’ve earned our greatest respect. Best wishes in your retirement, Robin!

Retirement Quotes

Age is only a number, a cipher for the records. A man can't retire his experience. He must use it. Experience achieves more with less energy and time.

We make a living by what we get. We make a life by what we give.

It had long since come to my attention that people of accomplishment rarely sat back and let things happen to them. They went out and happened to things.

Retirement is a blank sheet of paper. It is a chance to redesign your life into something new and different.

Don't simply retire from something; have something to retire to.

If people concentrated on the really important things in life, there’d be a shortage of fishing poles.

You are never too old to set another goal or to dream a new dream.

Retirement's the most wonderful thing. I get to enjoy all the things I never stopped to notice on the way up…

The key to retirement is to find joy in the little things.

How lucky I am to have something that makes saying goodbye so hard.

To some of us, retirement gives us time to follow our dreams.

I see retirement as just another of these reinventions, another chance to do new things and be a new version of myself.

The fruit of your own hard work is the sweetest.

The joy of retirement comes in those everyday pursuits that embrace the joy of life…

Retirement may be an ending, a closing, but it is also a new beginning.

Often when you think you're at the end of something, you're at the beginning of something else.

It’s time to celebrate all the hard work that led to this joyful occasion.

You might be on the back nine of life, but it’s good to finish strong.

You might retire from a job, but never retire from making contributions. Indeed, life is about contribution, not accumulation.

Retire from work, but not from life.

Congratulations! Today is your day. You're off to great places. You're off and away!

Retirement is wonderful if you have two essentials – much to live on and much to live for.

…to me, retirement means doing what you have fun doing.

The biggest reward for a thing well done is to have done it.

There's never enough time to do all the nothing you want.



Reference Dictionary Thesaurus Examples Sentences Quotes Reference Spanish

Retirement Messages for Family

Words for retirement of family members from Dad to Grandma can be more personal and emotional.

• We’re thrilled to have you back with the family full time. We hear the benefits are better!

• The career you built served as a strong foundation for our family, and we’ll forever be grateful. But, we’re really glad you get the chance to enjoy it all a little more in retirement.

• Congratulations on a job well done. I am so proud of all your accomplishments. You’ve been an inspiration personally and professionally.

• Wishing you the best retirement ever! May it be filled with family fun.

• Although your work life may be forever changed, your family life is the constant that keeps you feeling stable. Happy retirement.

Retirement Messages for a Boss

Say congratulations on retirement to your boss with a professional message that highlights her strengths or impact on your work life.

• May you learn as much in retirement as I learned working with you.

• Your leadership will be missed, but we hope you use those skills to lead yourself into a happy retirement.

• Congratulations on building an amazing career and team. Retirement is your much-deserved reward.

• Best wishes for a retirement that’s as successful as your career.

• As you move up to the best position attainable, Happily Retired, I hope you’ll find the vacation policy and benefits far outweigh your expectations.

Take Cues From the Retiree

Some people are absolutely overjoyed at the thought of retirement. They've been planning this for years, and far from languishing in a rocking chair, they've got their retirement all planned to the last detail.

Other people, though, have a much harder time with it because their retirement income isn't what they thought it would be or they are so vested in their career. Cater the message to your recipient’s feelings about retirement.

Make It Conversational

Let them know how much you'll miss them, then try to find out what their plans are for the future by asking a thoughtful question. This makes retirement feel less lonely and can help keep communication flowing between you.

Retirement Wishes

From group cards to congratulatory notes, retirement wishes make the occasion more enjoyable. If you need more retirement message ideas, check out quotes about change or quotes about success.


Associated Services is celebrating the retirement of our San Leandro Branch Warehouse Manager, Fred Smith. Fred began his journey with Associated Services in 1988 (wow!) and has been a key player in the success of our business. It was Fred’s job to make sure we always had enough product in the warehouse to ensure our customer’s orders were fulfilled.  Not only did Fred take care of the San Leandro facility, he helped our other branch locations with product they may have forgotten to order. Fred would be the first person you call if you need help!  He ran a tight ship but was always there to lend a hand whenever anyone would ask.

Fred enjoyed working for Associated and always came in with the mindset of doing the best job he could do for that day, every day. He enjoyed our company events and says he will miss all of the friends he made while working at Associated.

One very important piece of advice Fred wanted to lend to who will fill his shoes when he leaves, is to always be fair. Fred would also like to say a big Thank You to Hal, Diane and Tom Steuber. They have made Associated Services a great company to work for.

And on a personal note, Fred and his wife Candi enjoy trying their luck at the local casinos or in Reno!  Prior to starting work with us, Fred had worked at General Motors in the Reno area and when he retired from this job, he moved to the Bay area.  It was our good fortune to have him walk into our offices looking for work 30 years ago.

Fred is a huge basketball fan – Warriors are “his team”.  He really likes all sports and keeps his finger on the pulse of what is going on in the sports arena.  He loved to debate about sports with his co-workers.

We are happy for Fred’s retirement and he will have more time to spend with family and friends.

But Fred will be missed here. Thank you, Fred, for being a part of Associated Services; you will always be a part of the Associated family. We wish you a happy retirement.

From left to right: Hal Steuber, Diane Steuber, Fred Smith and Tom Steuber

From left to right: Hal Steuber, Fred Smith, Diane Steuber and Tom Steuber

Finding good employees is a challenging task for any company, and retaining them can be just as hard. Companies that promote employee happiness and make sure that their employees feel valued are providing a superior workplace environment that minimizes turnover and encourages long-term employment. Check out our blog post and see why we find that long-term employees are so valuable.


- Need fresh ideas for retirement wishes? Lucky you! You’re on the right page. Here, you will see some of the best retirement wishes that Tripboba has collected just for you.

Retirement is a special moment in someone’s life where he/she can rest and stop working after working hard for a long period of time. Retirement is full of emotions, such as happiness, sadness, satisfaction, excitement, and even uncertainty of a future full of possibilities.

If someone you know is retiring, it would be better and appreciated if you send them a special retirement message. To help you with retirement wishes, Tripboba is here with the special wishes below!

Retirement Well Wishes

Retirement Wishes - Photo by Camilo Jimenez from Unsplash

• “You’ve worked hard for so many years. You deserve to relax and take it easy for a change. Enjoy it!”

• “Congratulations on your retirement! I know you’re really going to love having more time to spend with your kids and grandkids.”

• “Remember 8:00 a.m. meetings and year-end reports? Well, now’s your chance to stop remembering them. In fact, forget all about them. You’re free!”

• “I’m smiling just thinking about you spending more time on the lake. Here’s to enjoying all your happy places in retirement!”

• “Wishing you all the best as you retire. Knowing you, you’ll still be busy as ever—but at least it will be with things you love doing!”

• “Warmest congratulations! Whatever plans you pursue in retirement, may you enjoy them all the more knowing how completely you deserve this happy time of life.”

• “Honoring your 27 years of tireless service to our team, and celebrating the legacy of hard work and dedication you leave behind.”

• “So, in awe of the way you put your heart into your work for all these years. You not only made a huge difference, but also touched a lot of lives along the way.”

• “So proud of you and your remarkable career. Hope you are, too!”

• “This comes to congratulate you on an outstanding career and to thank you for the lasting contribution you’ve made.”

• “Nothing but the best—that’s what you always gave. And that’s what you’re wished as you retire.”

• “You’re a true professional who’s shown by example that excellence is something to aim for every day. You inspire everyone around you to be an do more—and I know that will only continue in your retirement.”

• “You are simply irreplaceable. Congratulations on your very well-deserved retirement.”

• “I won’t be one bit surprised when people start coming out of the woodwork to celebrate your retirement with you. Because work was never just about work for you. It was about taking good care of everyone around you.”

• “We love all that you did. Now go and do all that you love.”

Retirement Wishes for Coworker

Retirement Wishes - Photo by Helena Lopes from Unsplash

Got a coworker(s) who’s retiring? Send them a great retirement wishes to appreciate her/his dedication throughout this time.

• “The feeling of retiring is like becoming a child again, waiting to go home to open that box of candies you secretly saved to relish on a special day. Happy retirement.”

• “As you retire, remember that you have left behind a legacy of encouragement, achievement and work ethic that will always be part of your coworkers. Congratulations.”

• “Retiring is like falling in love for the first time. Thinking about it gives you butterflies in the stomach and you will never know how it feels until you actually retire. Happy retirement.”

• “Planning for retirement is like planning your first ever date. No matter how meticulously you plan, nothing will actually happen according to plan but you’ll still love it. Congratulations.”

• “Retirement marks the culmination of a career spent achieving success in the business world and the genesis of a career in enjoying the fruits of that success. Happy retirement.”

• “Retirement is the opportunity that life has given you to stop complaining about not having the time or chance to do what you always wanted. Congratulations.”

• “Retirement – the only real excuse you’ll ever have to spend your entire life’s savings. Have fun.”

• “I hope now you will be enjoying all the discounts for a senior citizen. Enjoy your retirement like a pro. Have fun and be happy – you deserve it.”

• “We have learned so much from you. Thanks for all your hard work and services. We as well as our students will miss you a lot. We wish you a great future ahead. Congratulations on your retirement.”

• “Congratulations on having a new boss. I hope your wife doesn’t give you lots of assignments. All the best for the future. Happy retirement!”

• “Best wishes on your retirement. You are an inspirational figure for all of us. We will remember you and your teaching forever.”

• “Retirement signals the end of working for someone else and the start of living for yourself. Congratulations.”

• “Some people retire too early and regret wasting their lives. Some people retire too late and regret overworking. But your timing is perfect. Congratulations.”

• “Your retirement actually means that you got promoted to one of the best roles in your life. Congratulations.”

• “Just because the word tire is a part of retire, it doesn’t mean you actually have to tire of life. Have an awesome retirement.”

Retirement Wishes for Boss

Retirement Wishes - Photo by Roland Samuel from Unsplash

On this section, we have gathered the best retirement wishes for a boss you can take advantage of.

• “Dear boss, your retirement is life’s way of letting you know it is time you put your friends and family before your work. Happy retirement!”

• “You are one of the greatest bosses I have ever worked for! You truly deserve every little bit of joy retirement has to offer!”

• “We wish that you were born a couple of years later so that we would have more time to learn from a great boss like you. Happy retirement.”

• “Now as you retire, we are going to miss our great colleague who use to entertain us while working hard to take away our pressure.”

• “If I had a few wishes, I’d ask for your abilities. If my dreams come true, would be to have all your capabilities. Wish you the best on your retirement.”

• “In reality, your retirement is just an illusion. Your spouse will become your new boss and your grandchildren become your full-time colleagues. Happy retirement.”

• “Retirement is the time when your dress code changes from suits and shirts to flannels and blankies. Enjoy!”

• “If we’re thinking of profit and loss, your retirement is a loss for your us and a profit for your family. Farewell.”

• “Retirement is the awesome reward for all the war-torn battles fought in the boardroom. Congratulations boss.”

• “Dear boss. Just remember that no matter how much everyone wishes you well on your retirement, deep down inside we’re just happy that you’re leaving. Farewell.”

• “A lot of bosses hate to retire. Because without a staff, it marks the point when they actually have to start doing the work themselves.”

• “You will love retirement. You never took a day off from work and there are no day-offs in retirement either. Happy retirement boss.”

• “We will be ecstatic if we can be even half as efficient, half as creative and half as amazing when you were the boss. Happy retirement.”

• “It is a mixed feeling to say goodbye to you, I am sad from the bottom of my heart as you will not be here to inspire us, but I am happy too as you can live your life by your own. Happy retirement boss.”

• “You more like a mentor and are less like a boss to us; you believe in freedom and free soul; without you, we miss our smiles in pressure; but be the same you are always. Happy retirement.”

Appreciate your boss and send him/her one of these beautiful retirement wishes. She/he will definitely appreciate your effort.

Short Retirement Wishes

Retirement Wishes - Photo by Cowomen from Unsplash

Retirement wishes don’t have to be long, short wishes can be loved and appreciated. It’s the effort that counts! Here are short wishes on retirement you can take inspiration from.

• “Congratulations on your retirement! So incredibly happy for you.”

• “With heartfelt congratulations on your retirement,”

• “Congratulations on a standout career and best wishes for your retirement!”

• “You’re retiring! I have to say, I’m a little jealous…but mostly just happy for you. Congrats!”

• “It’s been a privilege working with you, and now it’s an honor helping you celebrate your retirement. Congratulations to you.”

• “Just wanted to congratulate you on your years of great work and wish you every happiness in retirement.”

• “Here’s to my favorite new retiree! Celebrating you today!”

• “Wishing you good times, good health, and good friends beside you in your retirement.”

• “Congrats! I can tell you’re about to totally redefine what retirement means!”

• “Celebrating you as you retire. Can’t wait to watch you go put your energy where your passions are!”

• “Congratulations and best wishes! Looking forward to seeing what amazing thing you’ll do next…”

• “Here’s to taking the wide-open years ahead of you and turning them into an adventure!”

• “Cheers to your second act! May it be even more fantastic than the first.”

• “New places to go, new stories to live. Let the next chapter begin.”

• “You’re some who’s sure to keep doing, learning, and growing, even in retirement. I so admire that.”


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